Jewelry Loans

Strapped for cash? Been turned down by banks for a loan? We can appraise your fine jewelry and watches and arrange to buy them or loan money on them.

Gold & Diamond Center provides discreet collateral lending services on your jewelry and fine watches. Transactions with us are always confidential and our interest rates are affordably low.

If you need cash, but a bank loan is not a viable alternative, please bring your collateral in for evaluation. We’ll tell you how much we’ll loan on it. If you agree, we’ll hold your collateral and give you your money.

Our fast and discreet jewelry loan service will give you cash and hold your jewelry and watches as collateral until you can repay your jewelry loan.

We have cash to lend for:

  • Luxury watches
  • Gold Jewelry
  • Silver Jewelry
  • Platinum Jewelry
  • Loose Diamonds
  • Precious Gems
  • Gold Coins and Bars

Get Cash Today

Come visit us today for a free and confidential appraisal. We will explain the jewelry loan process so that you can feel completely confident in your transaction. Once we assign a value to your collateral, we’ll give you cash immediately.

Fast and Easy

We make it easy to get your cash.

  • No credit check
  • One State issued ID required
  • One form to complete

How Do Jewelry Loans Work?

If you're looking for some quick cash, a jewelry loan might be the perfect solution.

But how exactly do these loans work?  And what makes them different from a loan that you'd get from your local bank?

As the name suggests, you'll get a jewelry loan from a jewelry store, instead of through the bank.  You'll take some of your valuable pieces to the jewelry store, have them appraised, and receive an offer right on the spot.  In fact, you can walk into a jewelry store this morning and have your money by this afternoon!  That's a huge difference from getting a loan at your bank, where you have to jump through all kinds of hoops (and wait awhile) to get the money.

And speaking of hoops, there are much fewer of them with a jewelry loan.  Since you're using your jewelry as collateral, it doesn't matter what your credit score looks like.  You won't have to prove that you're good for the money.  The jewelry store won't even both to run your credit!  Instead, if you don't pay your loan back, they'll just keep your stuff.  As a result, you'll only have to present one form of ID and fill out a single form -- instead of going through miles of paperwork.

Making things even more convenient, a good jewelry store will allow you to use just about any piece as collateral.  Whether you've got an engagement ring, an expensive watch, a broach that's been in the family for years, or even loose gemstones, you can use them to get a loan.  That's another big difference from dealing with your local bank -- where you need to have very specific assets (like your own home or a big retirement account) in order to qualify for a loan.

Best of all, jewelry loans are much more professional than any loan you would get at a pawn shop.  Oh sure, your local pawn shop will be happy to hang onto your jewelry while you repay their loan.  However, they don't have the trained eye that a professional jewelry appraiser will -- so you likely won't get as much value for your pieces at a pawn shop.  Plus, a good jewelry store will offer you better interest rates than you'll get over at the local pawn shop.

OK, so you know how the process works.  But what exactly can you use a jewelry loan for?

Anything you want!

Once you agree to the terms, your jewelry store will write you a check.  From there, you can turn around and spend the money on anything you want—from your mortgage payment to your dream vacation!

After 30 days you can pay the interest and principal and reclaim your collateral. Or you can pay that month’s interest and keep the principal for another 30 days.

Get Started

If you'd like to discuss a jewelry loan for yourself, complete the form below to begin the process. We will contact you during the next business day.